A Calm, Practical Checklist
In the first day or two after a death, most families are grieving and suddenly responsible for a long list of decisions. It’s overwhelming—even when the death was expected.
This post shares practical excerpts from a “First 48 Hours” checklist so you can focus on what matters, reduce avoidable stress, and protect your loved one’s home, information, and legacy.
Start here: take a breath and choose one point person
If you can, designate one trusted person to coordinate calls and keep notes. Grief makes it hard to track details, and a single “hub” helps prevent missed steps and duplicated work.
Excerpt: Who to call first
In the first 48 hours, your goal is to reach the people who can help you make immediate decisions and access key information.
· Family members who need to know right away
· The executor/personal representative (if known)
· Your estate planning attorney (or the attorney who drafted documents)
· Clergy or a trusted support person (if applicable)
· Employer HR/benefits contact (if the person was employed)
Excerpt: Immediate decisions you may need to make
These choices can feel heavy. You don’t have to decide everything at once—but a few decisions tend to come early.
· Select a funeral home (or cremation provider)
· Confirm disposition preferences (burial/cremation/other)
· Decide whether there will be a service and who should be notified
Excerpt: Secure the home, pets, vehicles, and valuables
This is about safety and preventing confusion later.
· Secure the home (doors/windows, alarm codes if needed)
· Make a plan for pets (care, medications, routines)
· Secure vehicles and valuables
· Identify where keys, important papers, and devices are located
Excerpt: Get death certificates (and why)
Many institutions require certified copies.
- Ask the funeral home how to order death certificates
- Consider ordering multiple copies so you can handle:
o Financial accounts
o Insurance claims
o Real estate and vehicle transfers
o Benefits and retirement accounts
Excerpt: Prevent identity theft and fraud
Unfortunately, fraud risk can spike after a death. A few early steps can help protect the estate.
· Watch mail and consider holding or forwarding it
· Be cautious about unsolicited calls, invoices, or “urgent” requests
· Take steps to secure online accounts and devices
If you’re feeling stuck: use this simple order of operations
When everything feels urgent, this sequence helps:
1. Notify the closest family/support people
2. Choose a funeral home/provider
3. Secure the home/pets/valuables
4. Order death certificates
5. Contact the attorney/executor and start gathering documents
What comes next (after the first 48 hours)
Once the immediate tasks are handled, the next phase is usually about locating legal documents, mapping assets and accounts, and understanding what needs probate vs. what transfers outside probate.
If you want a smoother path for your family, the best time to organize is before there’s a crisis—so your loved ones aren’t forced to guess.
Knowledge in Transitions Workbook
This workbook provides a section for the organizer to complete that helps loved ones in this crucial stage immediately following death.